Description: Scammers employ many tactics to try to defraud Canadians from their hard-earned money. People should beware the next time they get unsolicited mails, emails, calls with recorded voice messages, and text messages. Messages that claim that they have won a prize, that their financial institution is requesting confirmation of personal information, that a government agency is seeking legal action against them, and so on, and so on. Some of these tactics are general in order to cast a wide net while others are design to exploit and target newcomers. Education and a healthy dose of cynicism is called for in these circumstances.